In terms of health insurance, it is important to ensure that you and your family are covered in your new country of residence and also while travelling. Always make sure that you are comfortable with any restrictions or limitations in policies recommended to you and be aware of any excess you may be liable for in the event of a claim.


Medical costs and standards of treatment available may vary from one country to another. It would be beneficial to find out which services are available in your country of residence and which services are covered by your insurance. You might want to consider the option to repatriate in the event of an emergency.

An increasing number of companies offer health insurance in the marketplace. The offers may vary in terms of specific features, benefits, exclusions and exceptions so it may be daunting to choose the one that is right for you. A financial consultant can go through these options with you and advise on the best possible offer to suit your needs.